contractors

Environmental Liability Coverage for Ongoing & Completed Operations

Environmental Liability Coverage for Ongoing & Completed Operations

If you think your contractors don’t need protection against environmental exposures, here’s a claim scenario that will make you think again!

Two years after the completion of a new high school, it was determined that the window system used during construction was allowing water to infiltrate the building. Mold was discovered. Faulty installation was part of the issue. The cost to remediate the problem was shared by the general contractor and the manufacturer of the windows. The sub-contractor who installed the windows was no longer in business. The general contractor did not have pollution coverage for mold and paid over $900,000.

Cascade Canyon's Kevin Sullivan Might Just Be the Most Interesting Insurance Guy in Mill Valley

"If I could make money playing rugby, I wouldn’t work," Cascade Canyon resident Kevin Sullivan says with a laugh. 

He's only half kidding.

But while rugby is a lifelong love (he teaches the game at San Quentin State Prison), Sullivan also readily admits that he owes the success of his Connor Alexander Sullivan Insurance Services – a crafty use of the first names of his two kids plus his last name – to the game he loves, at least in part. "I got started by helping a lot of my rugby mates, guys who are contractors, plumbers, electricians, tile guys, people who run restaurants," he says. 

"People who started their own business and think insurance is a four-letter word and wants it off their desk. I'm a business owner's insurance broker – the risk manager. I make sure your insurance works for you , protecting your business, your employees and your family when you need it most. Because an insurance policy that never pays out isn’t worth the paper it’s printed on."

A native of New Jersey, Sullivan moved to the Bay Area in 2004/ "I came out here kicking and screaming, but I loved it within six weeks. We have not yet been issued our official Mill Valley labrador retriever yet, though," he said.

While family, rugby and his insurance firm take up most of his time, he's also deeply interested in "getting young people into the trades," i.e., "when there’s 7 million high-skilled labor jobs just begging for a person to show up on time and work hard, it's a big deal. Teaching truckers to code is only said by people who don't know how to code."

PS: Big Announcement coming for March 15, and it ain't the Death of Caesar!

Yes, we offer insurance for contractors!

We are often asked if we offer insurance for contractors such as roofers, painters, electricians, and more. Well, we've partnered with CRC and CRC Swett and are proud to bring you an exclusive and industry leading solution for your Small Contractors. CP25 provides the broadest coverage options in the marketplace, an A XV rated carrier, and industry leading claims service. CP25 delivers a program built to handle Commercial and Residential contracting risks with premiums from $5,000 to $25,000.

We are your friendly, local CRC broker and would be glad to get you started with policies starting at the low rates below.

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EXCESS CASUALTY HIGHLIGHTS

  • Up to $10M Lead Excess Capacity Available
  • Minimum Premium Starting At $750

 

PRIMARY CASUALTY HIGHLIGHTS

  • Primary Limits of $1M/$2M/$2M Defense Outside of Limits
  • Standard Deductible of $2,500 Built-In Contractors Pollution Liability Practice Policies Only
  • Minimum Premium: $5,000
  • 100% Commercial Risks: $5,000
  • Risks With Residential Exposure: $7,500
  • Risks in CD States With More Than 50%
  • New Residential Exposure: $10,000 Maximum Exposure: $10M Gross Sales

 

Contact us today for a free quote!